These Terms & Conditions govern your access to and use of the ph97 Casino platform. Please read them carefully before registering an account or placing any wagers. By using ph97, you agree to be bound by these terms in full.
Table of Contents
Important Notice: These Terms & Conditions constitute a legally binding agreement between you and ph97. If you do not agree with any part of these terms, you must not use the ph97 platform. ph97 is intended for users aged 21 and above only, in accordance with Philippine law.
1.1 By accessing, registering on, or using the ph97 Casino platform (the "Platform"), you confirm that you have read, understood, and agree to be bound by these Terms & Conditions (the "Terms"), together with our Privacy Policy and Responsible Gaming Policy, all of which are incorporated herein by reference.
1.2 These Terms apply to all users of the ph97 Platform, including registered account holders, visitors, and any person who accesses any part of the Platform in any capacity.
1.3 ph97 reserves the right to amend these Terms at any time. Continued use of the Platform following the posting of revised Terms constitutes your acceptance of those changes. It is your responsibility to review these Terms periodically.
1.4 If you are accessing the Platform on behalf of a third party, you represent and warrant that you have the authority to bind that party to these Terms.
2.1 Age Requirement. You must be at least twenty-one (21) years of age to register an account or participate in any real-money gaming activity on ph97. This requirement is set in accordance with Philippine gaming regulations administered by the Philippine Amusement and Gaming Corporation (PAGCOR). ph97 strictly enforces this requirement and reserves the right to request proof of age at any time.
2.2 Jurisdiction. The ph97 Platform is intended for use by residents of the Philippines. It is your sole responsibility to ensure that your use of the Platform is lawful in your jurisdiction. ph97 makes no representation that the Platform is appropriate or available for use in locations outside the Philippines.
2.3 Excluded Persons. The following persons are not eligible to register or maintain an account on ph97:
2.4 ph97 reserves the right to verify eligibility at any time and to suspend or close accounts where eligibility requirements are not met.
3.1 Single Account Policy. Each individual may hold only one (1) registered account on ph97. The creation of multiple accounts by the same individual is strictly prohibited and may result in the immediate suspension of all associated accounts and forfeiture of any balances therein.
3.2 Accurate Information. You agree to provide accurate, current, and complete information during the registration process and to update such information promptly if it changes. ph97 may require documentary verification of the information you provide, including but not limited to government-issued identification, proof of address, and proof of payment method ownership.
3.3 Account Security. You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to notify ph97 immediately upon becoming aware of any unauthorized use of your account. ph97 shall not be liable for any loss or damage arising from your failure to maintain the security of your account credentials.
3.4 Identity Verification (KYC). ph97 is required to conduct Know Your Customer (KYC) verification in accordance with applicable Philippine anti-money laundering regulations. You agree to cooperate fully with ph97's KYC process. Failure to complete KYC verification may result in restrictions on deposits, withdrawals, or account access.
3.5 Account Transfers. Accounts are personal and non-transferable. You may not sell, transfer, or assign your ph97 account or any rights therein to any third party.
4.1 Accepted Payment Methods. ph97 accepts deposits and processes withdrawals via the following methods: GCash, PayMaya/Maya, and bank transfers through major Philippine banks including BPI, BDO, Metrobank, UnionBank, Landbank, PNB, and Security Bank. Debit cards linked to eligible Philippine bank accounts may also be accepted. ph97 does not accept deposits via credit cards or any form of cryptocurrency.
4.2 Minimum Deposit. The minimum deposit amount is ₱100 (Philippine Pesos). Minimum and maximum transaction limits may vary by payment method and are subject to change at ph97's discretion.
4.3 Own Funds. You may only deposit funds that belong to you. Depositing funds on behalf of another person, or using payment methods that do not belong to you, is strictly prohibited.
4.4 Withdrawal Processing. Withdrawal requests are processed subject to completion of KYC verification and satisfaction of any applicable bonus wagering requirements. ph97 aims to process withdrawal requests promptly; however, processing times may vary depending on the payment method and any additional verification requirements.
4.5 Currency. All transactions on the ph97 Platform are conducted in Philippine Pesos (PHP / ₱) unless otherwise specified.
4.6 Anti-Money Laundering. ph97 complies with the Anti-Money Laundering Act of the Philippines (Republic Act No. 9160, as amended). ph97 reserves the right to report suspicious transactions to the relevant authorities and to withhold funds pending investigation where required by law.
5.1 ph97 may offer bonuses, free bets, cashback, and other promotional incentives to registered players from time to time. All bonuses and promotions are subject to specific terms and conditions, including wagering requirements, time limits, game restrictions, and maximum withdrawal limits, which will be communicated at the time the offer is made.
5.2 Bonuses are intended for personal use only. Any attempt to abuse, exploit, or manipulate bonus offers — including through the use of multiple accounts, coordinated play, or any other method — will result in the forfeiture of the bonus and any winnings derived therefrom, and may result in account suspension.
5.3 ph97 reserves the right to modify, suspend, or withdraw any bonus or promotion at any time without prior notice.
5.4 In the event of any conflict between these Terms and the specific terms of a promotion, the specific promotional terms shall prevail with respect to that promotion.
6.1 All games available on the ph97 Platform are governed by individual game rules, which are accessible within each game. By participating in any game, you agree to be bound by the applicable game rules.
6.2 ph97 uses certified Random Number Generator (RNG) technology for applicable games to ensure fair and unpredictable outcomes. Live dealer games are conducted by professional dealers in real time and are subject to the rules of the respective game.
6.3 In the event of a technical malfunction, disconnection, or error during gameplay, ph97 reserves the right to void affected bets and refund the wagered amount to your account balance. ph97's decision in such matters is final.
6.4 ph97 reserves the right to suspend or void any bet or game round where there is reasonable suspicion of technical error, data corruption, or manipulation. Players will be notified of any such action affecting their account.
6.5 Winnings generated through gameplay are credited to your ph97 account balance and are subject to applicable withdrawal terms and any outstanding wagering requirements.
7.1 You agree not to engage in any of the following conduct while using the ph97 Platform:
7.2 ph97 reserves the right to investigate suspected violations of this section and to take appropriate action, including account suspension, forfeiture of balances, and referral to law enforcement authorities.
8.1 ph97 is committed to promoting responsible gaming practices. We recognize that gambling can become harmful for some individuals, and we provide tools to help players manage their gaming activity.
8.2 Age Restriction. ph97 strictly enforces the 21+ age requirement. Any account found to belong to a person under 21 years of age will be immediately closed and all funds returned to the depositing payment method after verification.
8.3 Player Tools. Registered players may access the following responsible gaming tools directly from their account settings:
8.4 Self-exclusion requests are processed promptly. Once a self-exclusion is in effect, ph97 will take reasonable steps to prevent the excluded player from accessing the Platform and will not send promotional communications to that player during the exclusion period.
8.5 ph97 supports the PAGCOR-recommended responsible gaming message: Gambling is addictive. Know when to stop. If you feel that gambling is negatively affecting your life or the lives of those around you, please contact our support team immediately to access self-exclusion and other support options.
8.6 For more information on responsible gaming practices and support resources, please visit our Responsible Gaming page.
9.1 All content on the ph97 Platform, including but not limited to text, graphics, logos, game assets, software, and user interface elements, is the property of ph97 or its licensors and is protected by applicable intellectual property laws.
9.2 You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, non-commercial entertainment purposes only. This licence does not include the right to reproduce, distribute, modify, create derivative works from, or commercially exploit any content on the Platform.
9.3 The ph97 name, logo, and all related marks are trademarks of ph97. You may not use these marks without the prior written consent of ph97.
10.1 The ph97 Platform is provided on an "as is" and "as available" basis. To the fullest extent permitted by applicable law, ph97 disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
10.2 ph97 does not warrant that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components. You are responsible for implementing appropriate safeguards on your own devices.
10.3 To the maximum extent permitted by law, ph97's total liability to you for any claim arising out of or in connection with these Terms or your use of the Platform shall not exceed the total amount deposited by you into your ph97 account in the thirty (30) days immediately preceding the event giving rise to the claim.
10.4 In no event shall ph97 be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, or loss of goodwill, arising out of or in connection with your use of the Platform.
10.5 Nothing in these Terms shall limit or exclude liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any other liability that cannot be excluded or limited under applicable Philippine law.
11.1 ph97 collects, processes, and stores personal data in accordance with its Privacy Policy and the requirements of the Data Privacy Act of 2012 (Republic Act No. 10173) of the Philippines.
11.2 By registering an account on ph97, you consent to the collection and processing of your personal data as described in the Privacy Policy. Please review our Privacy Policy for full details on how your data is used, stored, and protected.
11.3 ph97 may share your personal data with regulatory authorities, law enforcement agencies, and financial institutions where required by law or where necessary to prevent fraud or money laundering.
12.1 Closure by You. You may close your ph97 account at any time by contacting our support team. Upon closure, any remaining balance (subject to completion of KYC verification and satisfaction of applicable wagering requirements) will be returned to your registered payment method.
12.2 Suspension or Closure by ph97. ph97 reserves the right to suspend, restrict, or permanently close your account at any time, with or without prior notice, if:
12.3 Where an account is closed due to a breach of these Terms, ph97 reserves the right to forfeit any balance remaining in the account, including bonus funds and winnings derived from prohibited conduct.
13.1 These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
13.2 Any dispute arising out of or in connection with these Terms or your use of the ph97 Platform shall first be submitted to ph97's customer support team for informal resolution. ph97 will endeavour to resolve disputes within a reasonable timeframe.
13.3 If a dispute cannot be resolved informally, it shall be submitted to the exclusive jurisdiction of the competent courts of the Philippines.
13.4 Notwithstanding the foregoing, ph97 reserves the right to seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property rights or to prevent irreparable harm.
14.1 ph97 reserves the right to amend, update, or replace these Terms at any time. When material changes are made, ph97 will update the "Last Updated" date at the top of this page and, where practicable, notify registered users via email or in-platform notification.
14.2 Your continued use of the ph97 Platform after the effective date of any amended Terms constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must cease using the Platform and may close your account in accordance with Section 12.1.
15.1 If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the ph97 support team via live chat, available 24/7 through the Platform, or by email at:
Email: [email protected]
15.2 ph97's support team is staffed around the clock and is equipped to assist with account queries, responsible gaming requests, and any concerns relating to these Terms.
These Terms & Conditions were last reviewed and updated on January 1, 2026. Previous versions are available upon request by contacting ph97 support.
Key Commitments
Behind these Terms is a set of genuine commitments ph97 makes to every registered player on the Platform.
ph97 uses certified RNG technology and operates live dealer games under strict protocols. Game outcomes are fair, rules are clearly stated, and ph97 does not manipulate results in any way.
ph97 enforces the 21+ age requirement through mandatory KYC verification. No real-money gaming is permitted until identity and age have been confirmed. Underage accounts are closed immediately upon detection.
Deposits via GCash, PayMaya, and Philippine bank transfers are processed instantly. Withdrawal requests are handled promptly, subject to KYC completion. ph97 never holds funds without a valid regulatory reason.
ph97 handles all personal data in accordance with the Data Privacy Act of 2012 (RA 10173). Your information is never sold to third parties and is used only for the purposes described in the Privacy Policy.
Deposit limits, session reminders, cooling-off periods, and self-exclusion are available to all players at no cost. ph97 actively encourages players to use these tools and will never pressure a self-excluded player to return.
The ph97 support team is available around the clock via live chat. Whether you have a question about these Terms, a payment issue, or need responsible gaming assistance, help is always available.
Ready to Play?
Now that you've reviewed the ph97 Terms & Conditions, you know exactly what to expect. A fair platform, secure payments via GCash and Philippine banks, 1,000+ games, and 24/7 support — all built for Filipino players. Must be 21 or older to register.